Tax Fantasy

Promising to lower taxes wins over certain voters who believe their taxes are too high and they’re not getting much for their money. Promising higher taxes on the “rich” wins over other voters who believe that someone other than themselves should be paying more because they’re not getting the services they need. Telling the truth wins nothing because people have been conditioned to want what government can’t deliver. The result is a lot of frustrated voters searching for someone to fix the problem.

For insight into why increasing the top tax rate above 40% won’t increase tax revenues enough to pay for new programs, read Side Effects: What Candidates Don’t Tell You, and consider what the real motivation is for candidates telling you this works. To see the impact of dropping taxes below current levels, read Side Effects: What Candidates Don’t Tell You, and ask yourself what the motivation is for candidates to tell you this works.




It Was Amazing (5* Review)


Of all the books I’ve ever read on contemporary politics, this book has some qualities that I’ve never seen before. Depending on what you’d prefer to get from a book like this, you could perceive those qualities as positive or negative.

In the early days of the US, political theorist Thomas Paine wrote a pamphlet called Common Sense and now an author with essentially the same name (maybe Tomas Payne is a pen name?) shows a lot of common sense in exploring the current political environment in the US. Payne explains his thinking clearly and in multiple instances had me questioning my current political stances. If that possibility concerns you, this book isn’t for you. No matter where you fall on the political spectrum you’ll almost surely find that Payne agrees with you on some things and disagrees on others. If you’re willing to have your thoughts and political beliefs challenged, this book will do the trick.

— by Al from Books and Pals (Goodreads)


5* Review

A timely book we should all read. Payne effectively lays out, in easily understood language, the issues being debated (???) by today’s political candidates. More importantly, he does not take sides, instead explaining the complexities of the issues. He goes deep, showing the stupidity and recklessness of today’s “sound bites”. Covered are issues such as immigration, taxes, wages, climate change, and many more. Truth be told, after reading this I am now frightened at the challenges we face! Great book!

— by Randal White (Goodreads)


Contentious Election

Instead of dealing with the issues that affect the American voters, today’s candidates have descended to character assassination as the only way to get elected. The question we might ask ourselves is why they aren’t more confident that they can deliver on the issues. Perhaps it has to do with how the solutions they propose won’t have the desired effects, which is why so many Americans are upset today on both sides of the aisle.

In an election like this, no matter who wins, the American people lose. How have we gotten to this point?

Find out why candidates can’t or won’t stick to the issues and give real solutions to the issues they bring up. Read Side Effects: What Candidates Don’t Tell You.


$1.99 for limited time

The book candidates don’t want you to see:


Sorry for my absence over the summer and into the fall, but family emergency has taken me out of action for 4 months. While family health issues still tug on my time, I wanted to present you with a special promotion taking place this weekend and into next week. Only $1.99 on Kindle for a limited time.

It had been our intent to get Side-Effects: What Candidates Don’t Tell You out over the summer to coincide with the conventions and debates, but alas, life intervenes. The book was released July 1, but I was unable to engage with potential readers.

I know bringing up politics can be dicey, particularly in such a cantankerous year, but as a CPA with an MBA in finance, a BS in Political Science, and over 30 years of experience that involved digging behind the scenes, I’ve taken a hard look at the consequences of campaign promises on both sides of the aisle and wanted to share my observations on the issues.

One early reviewer noted that Side-Effects: What Candidates Don’t Tell You “tackles some thorny issues with uncomplicated uncommon insight.” It’s a balanced look behind campaign promises on wealth redistribution, taxes, healthcare, depressed wages, foreign policy, and much more. In short, it doesn’t toe the line on either side. It takes each issue and dives into the history and data behind it, fact-checking if you will.

Side Effects is available on Amazon. Help us celebrate the new release.


Tomas Payne

Amazon book link

Free Tuition

(by Tomas Payne)

There is no question that college and university tuition costs are out of control in America. Something needs to be done to make advanced education more affordable.

Unfortunately, “free tuition” won’t be as free as promised.

The inconvenient truth is that overall, college educated individuals make more money than people who don’t have college degrees. That means that they are more likely to be earning higher incomes in the years after college. Otherwise, a key reason to go to college (to better ourselves) wouldn’t be true. When they are earning these higher incomes, they will be asked to pay higher taxes. Guess what part of those higher taxes will be for.

If you guessed for future students to have “free tuition” you would be correct.

What will really happen is that those who receive “free tuition” today will have to pay higher taxes to perpetuate the “free tuition” program for future students. Since this policy won’t do anything to curb the escalating costs of higher education, the burden of future higher education costs will be equivalent to having to repay student loans in the current system.

So, a vote for “free tuition” today will remove your student loans today and increase your taxes to pay for student tuition in the future. Welcome to the side-effects of the “free tuition” plan.

A better solution would be to tackle the question of why tuition costs have risen faster than inflation over the past 50 years. That would bring real progress.

For more, check out Side Effects: What Candidates Don’t Tell You:


Political Journey

(by Tomas Payne)

The focus of this journey will be to explore headline issues based on history, digging behind the issues, and highlighting their implications. The purpose will be to stimulate readers to dig deeper into candidate promises.

We will look at options and alternatives, as well as the side-effects of various proposals. While candidates try to keep their appeals simple, there is no free lunch and no easy answers to the problems we face. If there were, we wouldn’t need representatives.

Rather than beginning with ideology, this journey begins with history and what we can learn from experience. Some of this may fly in the face of common sense. If so, bear with me.

We all know if you throw a baseball up in the air that it will come down to Earth. That is common sense that we can experience every day. But, if you could throw a ball hard enough, let’s say with a rocket, it would keep going. We know this from the Voyager spacecraft that has sailed past the orbit of Pluto.

It is racing out of our Solar System. Even if it didn’t, it would be unlikely to return to Earth. The Sun would be a more likely destination or perhaps in orbit around the Sun as the asteroids do. This is uncommon sense since it doesn’t fit our everyday expectations. Yet it’s true and verifiable.

I’m sure there will be some people who object to one item or another on ideological grounds despite what the facts say. To those who reject the information contained here, I welcome any corrections of factual errors.

For more, check out Side Effects: What Candidates Don’t Tell You: